Create rules to regulate your card capabilities — see what you can do
No personal credit check required · No annual fee · No hidden charges
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THE RULE ENGINE
Every limit, category block, and time window becomes a real-time authorization decision.
Category-based restrictions
Allow or block entire spend categories like dining, travel, or entertainment.
MCC code restrictions
Block or permit specific merchant types using precise Merchant Category Codes.
Time-based rules
Restrict card usage to specific hours, days, or date ranges.
Geographical logic
Limit transactions to specific countries, regions, or proximity to home.
Delegated and shared card controls
Share card access with teammates and set spend permissions per user.
Spending limits
Set daily, monthly, and per-transaction caps to keep spending on budget.
Account types
Three opinions about who's holding the keys. Pick the one that matches how you make decisions, and we'll shape the rest of the product around it.
Personal
Configure spend caps, category locks, and time windows for the card in your own wallet. Set the rules in a clear moment; the card enforces them in the messy ones.
Paired
A second person — partner, sponsor, coach — gets a push notification when you swipe inside a guarded category. They approve or decline in real time, before the merchant ever sees a response.
Delegated
Give a teen, an aging parent, an EA, or a contractor a card that lives by your rules. They spend; you control the categories, limits, and merchants, and see every transaction the moment it clears.
Solutions
The same primitives — categories, MCCs, time windows, geography, live consent — compose into very different products depending on what you're trying to protect.
Behavioral discipline
Lock the categories that you'd regret in the morning. Open them only when a second person consents — or leave them closed.
Family allowances
Issue a card to a teen, a college kid, or an aging parent. They swipe in real life; you see every authorization the moment it happens, and you stay one tap away from a block.
Travel & per-diem
Geo-fence a card to the countries you're visiting, time-box it to the dates of the trip, and bound it to lodging, dining, and ground transport. Out of zone or out of window, it declines.
Recovery & accountability
Hand the override key to a sponsor, therapist, or accountability partner. They approve unlocks; you can't quietly raise your own limits at midnight.
Inside the product
The rules you set are the rules the card enforces. The portal is where you write them; the approver inbox is where the edge cases come for a second pair of eyes.
Cardholder portal
Issue and configure cards, freeze them instantly, edit rules in natural language, and watch authorizations land in real time. Designed for clarity, not for spreadsheets.
Approver inbox
When the cardholder swipes inside a guarded merchant or category, you get a push notification with the full context. Approve or decline before the terminal ever hears back.
Compare Plans
Essential
Core configurable-card controls for individuals. Spending rules, category blocks, and virtual card issuance — always free.
What's included:
Plus
For businesses that need advanced controls and automation.
Everything in Essential, plus:
Pro
For businesses with complex operations and compliance needs.
Everything in Plus, and more: